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CreditStar UK

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100.96% Representative

Will lend between: £500 - £5,000

Over: 6 - 12 Months

Representative example: If you borrow £900 over 12 months at a Representative 100.96% APR and an Interest rate of 73%pa (fixed), 0.2% per day of the amount borrowed, you would repay 12 equal monthly payments of £108.23. The total cost of credit would be £398.81 and the total amount payable would be £1298.81.
Customer questions answered: 0

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Our review of CreditStar UK

Creditstar operates in 8 countries across Europe. They are very transparent in regards to what they offer and their application form and website on the whole is simple and easy to navigate. Creditstar also offer online account management, allowing customers to easily manage their loan and any future loan applications online.

Another key selling point of Creditstar is that they’re open for business and process loans 7 days a week, with opening hours stretching from 9am to 8pm. This is rare amongst their competitors, with most other companies closing a lot earlier than 8pm on a Sunday. 

As with any high-cost credit the usual warning applies. If you have any doubt whether you can afford to repay your loan on time and in full, then don’t apply. By missing or being late with repayments, you will not only harm your credit file but be subject to a number of fees, which can soon make things very expensive.

Written by: Alex
Highlights
  • Payouts not affected by weekends or bank holidays
  • They use the Faster Payment Service to transfer the loan
  • Choice of monthly repayment date
Minimum criteria
  • You must be aged at least 18
  • You need to be a UK resident
  • You must be employed with a regular income
  • You must have a UK bank account and debit card
  • You must have a mobile phone number
  • You must have an active email address
  • You must have good credit history
  • No bankruptcy or visits from debt collectors in the last 18 months
  • £15 late repayment fee on the 3rd day after your first missed payment
Fees
  • Maximum APR 100.96%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £15

About CreditStar UK

Creditstar offer loans over ranging from 6 to 12 months at a representative APR of 100.96%. Loan amounts range from £500 to £5000.

In order to apply for a Creditstar loan you must to be a UK resident, be at least 21 years old, be in full time employment and have a UK bank account with debit card facility. You’re also required to have both a mobile phone and an active email address. As with most lenders you’ll need to provide proof that you can meet the repayments on the agreed date, and will therefore be asked for income details, bank details and personal details so ensure you have these during the application process. Creditstar does not consider applications from those with a bad credit history, who’ve been bankrupt or been visited by debt collectors over the last 18 months.

Once your application has been approved you should receive the funds within 30 minutes. This is as long as your application falls within Credistar’s opening hours of Monday to Friday, 9am to 4pm. It’s also worth noting that weekends and bank holidays do not influence repayment dates loans with Creditstar.

You won’t be penalised for paying your Creditstar loan off early, and you just need to contact them so they can determine your outstanding amount.

Company information

Registration number: 07085760

www.creditstar.co.uk

02036957544

Mappin House, Oxford Street, London, United Kingdom

FCA registration

Reference No: 675392

Trading names: Creditstar

Place of business:Mappin House, Oxford Street, London, United Kingdom, W1W 8HF

Data protection registration

Registration No: ZA098223

Data controller: Creditstar UK Limited

Address: Mappin House, Oxford Street, London, United Kingdom, W1W 8HF

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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk