Salad Money

Name: Salad Money
Brand: Salad Finance Limited
SKU: 795723
Rating: 4.9 (7185 reviews)

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79.5% Representative

Will lend between: £500 - £1,200

Over: 12 - 18 Months

Representative example: If you borrow £1,000.00 over 18 months at a Representative 79.5% APR, and Rate of interest 59.97% per annum (fixed). You would owe 17 monthly repayments of £89.61 and a final payment if £82.69. Total cost of credit would be £606.06. Total amount payable is £1606.06

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Terms and conditions

Contact Salad Money

0203 092 0896

help@saladmoney.co.uk

www.saladmoney.co.uk

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Salad Money customer reviews.

4.9 out of 5 stars

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Our review of Salad Money

Salad Money provides small loans of up to £1000 that are repaid over either a 12 or 18 month period. What makes Salad different from other lenders is that their loans are designed solely for employees in the UK public sector. Salad Money mention throughout their website that social objectives are their core focus, outweighing the need to make a profit on every loan they write. What does this mean for customers? Well, expect fair pricing, equal opportunity, and support throughout the term of the loan. When looking at reviews for Salad Money a high number of customers validate these expectations and also are keen to note the simplicity and speed of the application process.

Another stand out feature of Salad Money is the fact they use open banking technology as the basis of their lending decisions. This means regardless of credit score Salad Money can judge your affordability on your real-time spending and income as opposed to any past credit hiccups.

To summarise if you work in the UK public sector and looking for a small loan to help with an emergency then Salad Money is certainly worth considering.

Written by: Alex

Highlights

Consider applicants individually regardless of credit history
Decisions made on open banking
No early repayment fees
Check payments and balance online

Minimum criteria

You must be over 18
You must be in permanent employment within the UK public sector workforce
You can't be serving your probation or notice period
ou are not currently in any form of debt management plan including an Individual Voluntary Agreement (IVA) / and Trust deed or, within the last year, have experienced any form of bankruptcy, sequestration or DRO (Debt Relief Order).
You are not suffering from any illness or addiction which would mean that borrowing money would be likely to cause you harm. While many forms of addiction exist, alcohol, drugs, and gambling are the most common, and all of these can lead to personal, heal

Fees

Maximum APR 79.5%
Arrangement fee: £0
Early repayment fee: £0
Late payment fee: £0

About Salad Money

Salad Money are providing borrowers with an alternative type of lending. How are they doing this? By using a completely new method of affordability assessment removing the need for a strong credit score. Salad Money assesses applicants on the here and the now, because when it comes to lending money….. You’re more than your score!

Salad Money’s Open Banking based affordability assessment enables them to make an assessment of an applicant’s banking information looking at day to day spending and transactions, avoiding the need for use of an outdated credit score.