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Share My Loan

48.9% Representative

Will lend between: £2,000 - £10,000

Over: 12 - 60 Months

Representative example: If you borrow £4,000.00 over 36 months at a Representative rate of 48.9% APR fixed you would pay 36 monthly instalments of £193.56. The interest is 17% per annum (fixed( and the service fee is 23.48% per annum (fixed). The total interest payable would be £1,246.63 and service fee payable £1,721.53. The total amount repayable would be £6,968.16.
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Share My Loan customer reviews.

195 reviews

4.9 out of 5 stars

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Our review of Share My Loan

Share My Loan is a joint loan product from Match the Cash Limited, the same company that owns Guarantor My Loan. Share My Loan offers joint loans of between £2,000 and £10,000 which can be repaid over 1 to 5 years. Applicants cannot be partners or spouses but can be friends, family members or colleagues. If you are approved by Share My Loan you can choose whether to make your repayments monthly, weekly or fortnightly whilst having the peace of mind that the loan is a fixed rate, meaning your payments won't change throughout the duration of the loan. Applications can be made online or on the phone and if approved cash can be with you on the same day. 

Obviously, when taking out a joint loan you need to be aware of your responsibilities. In a joint loan, both parties are jointly and individually responsible for repaying the loan. It's therefore vital before you enter into an agreement with someone else that you ensure that you can both afford the loan and understand your responsibilities. If you're both on the same page could be a worthwhile option to consider, especially if your credit history isn't perfect.

 

 

 

Written by: Mark
Highlights
  • Takes only 5 minutes to apply
  • No upfront fees
  • No early repayment fee
  • £2,000 to £10,000 over 1 to 5 years
Minimum criteria
  • You will need a joint borrower to apply for share my loan
  • You must be a UK resident
  • You must be aged 18-75
  • You must be aware of your repsonsibilities as a joint borrower
  • You must be willing to be jointly and individually responsible for repaying the loan
Fees
  • Maximum APR 48.9%
  • Arrangement fee: £20.74
  • Early repayment fee: £0
  • Late payment fee: £11.5

About Share My Loan

Share My Loan provides affordable joint loans to borrowers in the UK. As with all lenders on the Choose Wisely lending panel Share My Loan is authorised and regulated by the Financial Conduct Authority (FCA). Share My Loan offer loans of up to £10,000 payable in instalments over 1-5 years depending on the amount borrowed. Payments are split into equal manageable repayments and can be paid weekly, fortnightly, or monthly. 

When entering a joint loan agreement you will both borrowers will be jointly and individually responsible for the repayment of the loan. It is therefore very important that both borrowers understand their responsibilities before applying. 

Company information

Registration number: 08667447

www.guarantormyloan.co.uk

01603561110

Match the Cash Limited, Acre House, 11/15 William Road

FCA registration

Reference No: 718844

Trading names: Guarantor My Loan, Match The Cash

Place of business:Match the Cash Limited, Acre House, 11/15 William Road, London, NW1 3ER

Data protection registration

Registration No: ZA055459

Data controller: Match The Cash Limited

Address: Match the Cash Limited, Acre House, 11/15 William Road, London, NW1 3ER

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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk