Creditspring

Creditspring provides subscription based, no-interest loans from Inclusive Finance Limited offering either £600 via 2 instalments of £300 or £1000 via 2 instalments of £500.

The cost of a Creditspring membership for a year varies. For a Core membership it is £120 per year. For a Plus membership it is £144 per year. Customers will pay this at a rate of £10/month or £12/month, whether they borrow or not. There are no other fees or charges. Customers can borrow money from Creditspring after the end of their 14-day wait period and then repay exactly what's been borrowed over equal monthly instalments, along with their membership fee.

Once you have been accepted as a customer, your credit is guaranteed. As long as your monthly fees are up to date, you can borrow money from Creditspring at a moment's notice.